Heloc

Name: Heloc
Creator: Helix
Keywords: dataset, discovered, format:csv, hugging face, language:en, license:cc, size_categories:10K<n<100K, task_categories:tabular-classification

Hugging Face

HELOC The HELOC dataset from FICO. Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price). The customers in this dataset have requested a credit line in the range of $5,000 - $150,000. The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.… See the full description on the dataset page: https://huggingface.co/datasets/mstz/heloc.

mstz--heloc.parquet 500 rows mstz/heloc

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line chart of estimate_of_risk over months_since_first_trade scatter estimate_of_risk vs average_duration_of_resolution histogram of estimate_of_risk correlation heatmap of all numeric columns

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500 rows · 24 columns · showing first 12

#	estimate_of_risk integer	months_since_first_trade integer	months_since_last_trade integer	average_duration_of_resolution integer	number_of_satisfactory_trades integer	nr_trades_insolvent_for_over_60_days integer	nr_trades_insolvent_for_over_90_days integer	percentage_of_legal_trades integer	months_since_last_illegal_trade integer	maximum_illegal_trades_over_last_year integer	maximum_illegal_trades integer	nr_total_trades integer	nr_trades_initiated_in_last_year integer	percentage_of_installment_trades integer	nr_inquiries_in_last_6_months integer	nr_inquiries_in_last_6_months_not_recent integer	net_fraction_of_revolving_burden integer	net_fraction_of_installment_burden integer	nr_revolving_trades_with_balance integer	nr_installment_trades_with_balance integer	nr_banks_with_high_ratio integer	percentage_trades_with_balance integer	is_at_risk integer
1	55	144	4	84	20	3	0	83	2	3	5	23	1	43	0	0	33	-8	8	1	1	69	1
2	61	58	15	41	2	4	4	100	-7	0	8	7	0	67	0	0	0	-8	0	-8	-8	0	1
3	67	66	5	24	9	0	0	100	-7	7	8	9	4	44	4	4	53	66	4	2	1	86	1
4	66	169	1	73	28	1	1	93	76	6	6	30	3	57	5	4	72	83	6	4	3	91	1
5	81	333	27	132	12	0	0	100	-7	7	8	12	0	25	1	1	51	89	3	1	0	80	1
6	59	137	11	78	31	0	0	91	1	4	6	32	1	47	0	0	62	93	12	4	3	94	1
7	54	88	7	37	25	0	0	92	9	4	6	26	3	58	4	4	89	76	7	7	2	100	0
8	68	148	7	65	17	0	0	83	31	6	6	18	1	44	0	0	28	48	2	2	2	40	0
9	59	324	2	138	24	0	0	85	5	4	6	27	1	26	1	1	68	-8	7	1	3	90	1
10	61	79	4	36	19	0	0	95	5	4	6	19	3	26	6	6	31	86	5	3	1	62	1
11	82	96	5	47	16	0	0	100	-7	7	8	16	3	31	0	0	15	88	4	2	0	67	0
12	50	311	25	76	12	1	0	60	2	3	5	15	0	20	1	1	84	64	5	2	2	88	1

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Columns

estimate_of_risk numeric
months_since_first_trade datetime
months_since_last_trade datetime
average_duration_of_resolution numeric
number_of_satisfactory_trades numeric
nr_trades_insolvent_for_over_60_days datetime
nr_trades_insolvent_for_over_90_days datetime
percentage_of_legal_trades numeric
months_since_last_illegal_trade datetime
maximum_illegal_trades_over_last_year datetime
maximum_illegal_trades numeric
nr_total_trades numeric
nr_trades_initiated_in_last_year datetime
percentage_of_installment_trades numeric
months_since_last_inquiry_not_recent datetime
nr_inquiries_in_last_6_months datetime
nr_inquiries_in_last_6_months_not_recent datetime
net_fraction_of_revolving_burden numeric
net_fraction_of_installment_burden numeric
nr_revolving_trades_with_balance numeric
nr_installment_trades_with_balance numeric
nr_banks_with_high_ratio numeric
percentage_trades_with_balance numeric
is_at_risk numeric

#	estimate_of_risk integer	months_since_first_trade integer	months_since_last_trade integer	average_duration_of_resolution integer	number_of_satisfactory_trades integer	nr_trades_insolvent_for_over_60_days integer	nr_trades_insolvent_for_over_90_days integer	percentage_of_legal_trades integer	months_since_last_illegal_trade integer	maximum_illegal_trades_over_last_year integer	maximum_illegal_trades integer	nr_total_trades integer	nr_trades_initiated_in_last_year integer	percentage_of_installment_trades integer	nr_inquiries_in_last_6_months integer	nr_inquiries_in_last_6_months_not_recent integer	net_fraction_of_revolving_burden integer	net_fraction_of_installment_burden integer	nr_revolving_trades_with_balance integer	nr_installment_trades_with_balance integer	nr_banks_with_high_ratio integer	percentage_trades_with_balance integer	is_at_risk integer
1	55	144	4	84	20	3	0	83	2	3	5	23	1	43	0	0	33	-8	8	1	1	69	1
2	61	58	15	41	2	4	4	100	-7	0	8	7	0	67	0	0	0	-8	0	-8	-8	0	1
3	67	66	5	24	9	0	0	100	-7	7	8	9	4	44	4	4	53	66	4	2	1	86	1
4	66	169	1	73	28	1	1	93	76	6	6	30	3	57	5	4	72	83	6	4	3	91	1
5	81	333	27	132	12	0	0	100	-7	7	8	12	0	25	1	1	51	89	3	1	0	80	1
6	59	137	11	78	31	0	0	91	1	4	6	32	1	47	0	0	62	93	12	4	3	94	1
7	54	88	7	37	25	0	0	92	9	4	6	26	3	58	4	4	89	76	7	7	2	100	0
8	68	148	7	65	17	0	0	83	31	6	6	18	1	44	0	0	28	48	2	2	2	40	0
9	59	324	2	138	24	0	0	85	5	4	6	27	1	26	1	1	68	-8	7	1	3	90	1
10	61	79	4	36	19	0	0	95	5	4	6	19	3	26	6	6	31	86	5	3	1	62	1
11	82	96	5	47	16	0	0	100	-7	7	8	16	3	31	0	0	15	88	4	2	0	67	0
12	50	311	25	76	12	1	0	60	2	3	5	15	0	20	1	1	84	64	5	2	2	88	1

#	estimate_of_risk integer	months_since_first_trade integer	months_since_last_trade integer	average_duration_of_resolution integer	number_of_satisfactory_trades integer	nr_trades_insolvent_for_over_60_days integer	nr_trades_insolvent_for_over_90_days integer	percentage_of_legal_trades integer	months_since_last_illegal_trade integer	maximum_illegal_trades_over_last_year integer	maximum_illegal_trades integer	nr_total_trades integer	nr_trades_initiated_in_last_year integer	percentage_of_installment_trades integer	nr_inquiries_in_last_6_months integer	nr_inquiries_in_last_6_months_not_recent integer	net_fraction_of_revolving_burden integer	net_fraction_of_installment_burden integer	nr_revolving_trades_with_balance integer	nr_installment_trades_with_balance integer	nr_banks_with_high_ratio integer	percentage_trades_with_balance integer	is_at_risk integer
1	55	144	4	84	20	3	0	83	2	3	5	23	1	43	0	0	33	-8	8	1	1	69	1
2	61	58	15	41	2	4	4	100	-7	0	8	7	0	67	0	0	0	-8	0	-8	-8	0	1
3	67	66	5	24	9	0	0	100	-7	7	8	9	4	44	4	4	53	66	4	2	1	86	1
4	66	169	1	73	28	1	1	93	76	6	6	30	3	57	5	4	72	83	6	4	3	91	1
5	81	333	27	132	12	0	0	100	-7	7	8	12	0	25	1	1	51	89	3	1	0	80	1
6	59	137	11	78	31	0	0	91	1	4	6	32	1	47	0	0	62	93	12	4	3	94	1
7	54	88	7	37	25	0	0	92	9	4	6	26	3	58	4	4	89	76	7	7	2	100	0
8	68	148	7	65	17	0	0	83	31	6	6	18	1	44	0	0	28	48	2	2	2	40	0
9	59	324	2	138	24	0	0	85	5	4	6	27	1	26	1	1	68	-8	7	1	3	90	1
10	61	79	4	36	19	0	0	95	5	4	6	19	3	26	6	6	31	86	5	3	1	62	1
11	82	96	5	47	16	0	0	100	-7	7	8	16	3	31	0	0	15	88	4	2	0	67	0
12	50	311	25	76	12	1	0	60	2	3	5	15	0	20	1	1	84	64	5	2	2	88	1

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#	estimate_of_risk integer	months_since_first_trade integer	months_since_last_trade integer	average_duration_of_resolution integer	number_of_satisfactory_trades integer	nr_trades_insolvent_for_over_60_days integer	nr_trades_insolvent_for_over_90_days integer	percentage_of_legal_trades integer	months_since_last_illegal_trade integer	maximum_illegal_trades_over_last_year integer	maximum_illegal_trades integer	nr_total_trades integer	nr_trades_initiated_in_last_year integer	percentage_of_installment_trades integer	nr_inquiries_in_last_6_months integer	nr_inquiries_in_last_6_months_not_recent integer	net_fraction_of_revolving_burden integer	net_fraction_of_installment_burden integer	nr_revolving_trades_with_balance integer	nr_installment_trades_with_balance integer	nr_banks_with_high_ratio integer	percentage_trades_with_balance integer	is_at_risk integer
1	55	144	4	84	20	3	0	83	2	3	5	23	1	43	0	0	33	-8	8	1	1	69	1
2	61	58	15	41	2	4	4	100	-7	0	8	7	0	67	0	0	0	-8	0	-8	-8	0	1
3	67	66	5	24	9	0	0	100	-7	7	8	9	4	44	4	4	53	66	4	2	1	86	1
4	66	169	1	73	28	1	1	93	76	6	6	30	3	57	5	4	72	83	6	4	3	91	1
5	81	333	27	132	12	0	0	100	-7	7	8	12	0	25	1	1	51	89	3	1	0	80	1
6	59	137	11	78	31	0	0	91	1	4	6	32	1	47	0	0	62	93	12	4	3	94	1
7	54	88	7	37	25	0	0	92	9	4	6	26	3	58	4	4	89	76	7	7	2	100	0
8	68	148	7	65	17	0	0	83	31	6	6	18	1	44	0	0	28	48	2	2	2	40	0
9	59	324	2	138	24	0	0	85	5	4	6	27	1	26	1	1	68	-8	7	1	3	90	1
10	61	79	4	36	19	0	0	95	5	4	6	19	3	26	6	6	31	86	5	3	1	62	1
11	82	96	5	47	16	0	0	100	-7	7	8	16	3	31	0	0	15	88	4	2	0	67	0
12	50	311	25	76	12	1	0	60	2	3	5	15	0	20	1	1	84	64	5	2	2	88	1